Fintech and real estate
Finance, technology and real estate have finally come together. This is one of the latest news that has been detected in the last period, from the world panorama of real estate.
The involvement of the three spheres is not very recent. But the application of this union in the real estate market does. In recent years, in fact, various types of negotiations have increasingly involved the world of finance. But on what did this change that is modifying the real estate modalities depend?
Without a doubt, this situation is the result of the entry of new entities into real estate, such as funds and asset management companies. In addition, investing in real technological revolutions, which have allowed us to embrace a wider and more complex real estate system, has helped to generate support for a situation that is already dynamic enough. Why was the role of technology so crucial?
First of all, especially in many countries where internal bureaucracy is limiting, it is essential to encourage and facilitate investments in terms of effectiveness, methods and savings.
On the other hand, however, it is not possible, only through the help of the technology sector, to resolve some fundamental steps relating to the resolution of any real estate transaction. An example ? The regulatory and authorization aspects, which differ from country to country.
Among the technologies applied to real estate, through which it is possible to further improve the dynamics relating to it, we identify the '' blockchain '' system. An all-Italian technology, which rests its functionality on different stages: the first, relating to the creation of the digital passport of the operation, the second to create a detailed card containing the various information of the property, the previous agreements drawn up and all the information relating to the property itself. The focal point of this new technology, applied to real estate, is given by the impossibility of modifying the previous information. Greater certainty, therefore, for the investor, the owner and in general, those who wish to have most of the information about the property. A real estate register within everyone's reach.
Another element in favor of this union is represented by the crowdfunding platforms. The latter make it possible to raise capital even in the form of debt, even for small investors. By doing so, it is possible, therefore, to widen the group of potential investors, bringing them closer to the world of finance.
Obviously, both of the systems mentioned above have not been totally harmonized. Although, in fact, this Italian initiative seems to have been appreciated in other countries too, it remains clear that it will be necessary to delay in order to have a decidedly more homogeneous system. Whether it is new technologies or innovative systems to be adopted, however, the bureaucratic - administrative culture and tradition remains to significantly influence all the choices relating to the real estate market.
It is therefore not known how the situation will evolve. But without a doubt, the union between real estate, technology and finance seems to be truly successful!
The involvement of the three spheres is not very recent. But the application of this union in the real estate market does. In recent years, in fact, various types of negotiations have increasingly involved the world of finance. But on what did this change that is modifying the real estate modalities depend?
Without a doubt, this situation is the result of the entry of new entities into real estate, such as funds and asset management companies. In addition, investing in real technological revolutions, which have allowed us to embrace a wider and more complex real estate system, has helped to generate support for a situation that is already dynamic enough. Why was the role of technology so crucial?
First of all, especially in many countries where internal bureaucracy is limiting, it is essential to encourage and facilitate investments in terms of effectiveness, methods and savings.
On the other hand, however, it is not possible, only through the help of the technology sector, to resolve some fundamental steps relating to the resolution of any real estate transaction. An example ? The regulatory and authorization aspects, which differ from country to country.
Among the technologies applied to real estate, through which it is possible to further improve the dynamics relating to it, we identify the '' blockchain '' system. An all-Italian technology, which rests its functionality on different stages: the first, relating to the creation of the digital passport of the operation, the second to create a detailed card containing the various information of the property, the previous agreements drawn up and all the information relating to the property itself. The focal point of this new technology, applied to real estate, is given by the impossibility of modifying the previous information. Greater certainty, therefore, for the investor, the owner and in general, those who wish to have most of the information about the property. A real estate register within everyone's reach.
Another element in favor of this union is represented by the crowdfunding platforms. The latter make it possible to raise capital even in the form of debt, even for small investors. By doing so, it is possible, therefore, to widen the group of potential investors, bringing them closer to the world of finance.
Obviously, both of the systems mentioned above have not been totally harmonized. Although, in fact, this Italian initiative seems to have been appreciated in other countries too, it remains clear that it will be necessary to delay in order to have a decidedly more homogeneous system. Whether it is new technologies or innovative systems to be adopted, however, the bureaucratic - administrative culture and tradition remains to significantly influence all the choices relating to the real estate market.
It is therefore not known how the situation will evolve. But without a doubt, the union between real estate, technology and finance seems to be truly successful!
